Are you holding too much in cash?
Falling inflation and rate cuts could change how savers think about their money Cash is often regarded as a safe haven in personal finance. It’s accessible and protected from stock …
Pensions to fall under Inheritance Tax rules from April 2027
How upcoming changes could affect estate valuations and beneficiary payouts In the previous 2024 Autumn Budget, the Chancellor announced that the Inheritance Tax (IHT) thresholds, which are the amount you …
VAT on private school fees: the increasing cost of education
How new tax rules are reshaping family finances and long-term planning From 1 January 2025, private schools across the UK were required to apply 20% VAT to tuition and boarding …
Five ways to maximise tax year-end planning opportunities 2025/26
Smart financial moves to consider before the tax year ends on 5 April 2026 As the 2025/26 tax year-end approaches on 5 April 2026, now is the time to review …
When is the right time to invest?
Why market timing rarely works – and why long‑term consistency matters Some people delay investing because they’re waiting for “the right moment.” The idea of buying when prices are low …
Almost half of UK adults are unaware of their pension savings
New data uncovers a concerning gap in pension awareness and confidence across all generations In the UK, nearly half of working-age adults cannot estimate the total value of their pension …
The power of dividends
How can they assist investors in expanding their portfolios? Dividends have long been a vital part of the investment process. For many investors, dividends help minimise portfolio volatility, especially during …
Why silence costs families
Planning, talking, and protecting more of your legacy from tax and disputes Death and money are two of life’s unavoidable realities, yet they remain subjects many of us hesitate to …
What should you consider as you approach your retirement?
Key financial and lifestyle checks to get ready for life after work Reaching the final stage of your working life is a significant milestone, often bringing a mix of excitement …
Planning to retire sooner rather than later?
Beginning your planning early significantly influences your retirement choices For many, the idea of retiring early is an appealing prospect: more freedom, less routine, and more time to focus on …