Rising demand for health cover
Grappling with a workforce sickness epidemic and long NHS waiting times With 2.81 million people in the UK now away from work due to long-term sickness, ensuring employers offer comprehensive …
Building wealth and achieving financial goals
Aligning investments with risk tolerance and capacity Investing is an indispensable tool for building wealth and achieving financial goals. By allocating resources to various investments, individuals can accumulate wealth over …
The Great Unretirement
Contemplating a return to work after a significant absence or considering a phased return? In what some call ‘The Great Unretirement’, many retirees are re-entering the workforce. The reasons for …
Sandwich generation
Two-thirds of people in the UK will care for a loved one at some point With life expectancy rising and more people starting families later, around 1.3 million individuals in …
Take your pension to the max
Do you have potential shortfalls and need to address these gaps? First and foremost, let’s explore how your pension operates. When you contribute to a personal or defined contribution workplace …
Empowered savers
How to make future aspirations more attainable and less stressful Saving can bring you a level of financial freedom that transforms your life. By putting money away regularly, you create …
Shaping a sustainable future
The imperative of collective action and responsible investment What we do collectively this decade – including how we invest – could mark the difference between starkly different futures. Our actions …
New study uncovers financial vulnerability in five million UK households
Delayed life milestones and lack of planning pose significant risks New research has revealed that five million childless households in the UK currently lack life insurance, pensions or savings[1]. This …
Have you secured your legacy?
The vital role of Wills in estate planning Legacy planning holds different meanings for different individuals. For some, it is about ensuring their loved ones are financially secure; for others, …
Redundancy and your pension
Understanding your workplace pension options to navigate your next steps confidently Redundancy can be challenging and stressful, often creating uncertainty about the future. However, it can also signal the beginning …