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National Insurance Contributions (NICs)
Significant reforms and rates cut for millions of workers National Insurance is a cornerstone of the welfare and benefits system. As a citizen, your contributions will likely play a significant …
Tax-saving measures
What actions to review before the 2023/24 year-end? Have you recently evaluated your personal tax situation? Is your tax structure optimised for efficiency? As we approach the end of the …
Balancing profit and planet
Striving to use impact to boost investment returns ESG (Environmental, Social, and Governance) investing, a socially responsible investing approach, seeks to harmonise financial returns with a company’s environmental impact, stakeholder …
A tax-efficient, flexible method for future planning
Time is running out to use your 2023/24 ISA allowance Investing in an Individual Savings Account (ISA) is a tax-efficient, flexible method for future planning. One of the most attractive …
Succession planning, a family affair
A delicate process that requires clear communication and effective planning Transferring wealth within a family is a delicate process that requires clear communication and effective planning. Otherwise, it could lead …
Financial road map for 2024
How to devise a robust plan for wealth accumulation and protection Understanding your financial situation is crucial to achieving both short-term and long-term objectives. With a detailed insight into your …
Securing retirement
The art of de-risking For many individuals, their pension investments are allocated to funds. These could be funds selected by their pension provider or ones they’ve chosen independently. Traditionally, retirement …
Make the most of your wealth
Opening up a world of possibilities for your future Like health, the more meticulously you manage your wealth, the longer it lasts. A growth strategy seeks to amplify your wealth …
Gender pension gap
The potential barrier to reaching the same savings levels as men The gender pension gap is an issue that extends beyond just the disparity in earnings between men and women. …
Heightened interest rates increase demand for annuities
What will you do with your hard-earned pension pot at retirement? As we navigate life’s journey, retirement presents both a dream and a challenge. It’s the stage where we finally …
The forgotten task on Britons’ to-do list
Financial pitfalls that could have been easily avoided Managing retirement plans and paperwork can seem daunting in our fast-paced, constantly evolving world. Yet, it’s an essential chore that should not …
Investing after retirement
Preserving wealth for your future lifestyle After a lifetime of hard work, you’ve successfully built a substantial and comfortable retirement account. Congratulations are in order. You’ve officially entered the golden …