Pension consolidation
How to significantly simplify your financial administration You may have worked with several employers throughout your career, accumulating multiple pension plans. This can also apply if you’ve been self-employed or …
Finding your way through the £26 billion lost pension maze
It’s easy for some pension pots to slip through the cracks Navigating the world of pensions can be challenging, particularly when you’ve participated in various schemes or shifted jobs throughout …
Unlocking pension choices
Understanding your pension options from age 55 Since the pivotal year of 2015, a variety of options have been granted to both personal and workplace pension savers. This heightened level …
Heightened demand for annuities
Selecting the most suitable type and securing the best possible deal As we navigate life’s journey, retirement presents both a dream and a challenge. It’s the stage where we finally …
Environmentally beneficial investments
Sustainable retirement savings options Over recent years, our comprehension of the climate crisis has significantly transformed. Countries and organisations are becoming increasingly ambitious with their net zero targets, while many …
De-risking pension savings
Protecting assets from market volatility in the lead-up to retirement For many individuals, their pension investments are allocated to funds. These could be funds selected by their pension provider or …
When you retire, the investment dynamics change
Investing after retirement is quite distinct from accumulating wealth during your working years After a lifetime of hard work, you’ve successfully built a substantial and comfortable retirement account. Congratulations are …
Living to the ripe old age of 100
Life expectancy significantly influences the size of the pension pot you will need Living to the ripe old age of 100 could require an additional £260,000 in pension wealth to …
National Insurance Contributions (NICs)
Significant reforms and rates cut for millions of workers National Insurance is a cornerstone of the welfare and benefits system. As a citizen, your contributions will likely play a significant …
Tax-saving measures
What actions to review before the 2023/24 year-end? Have you recently evaluated your personal tax situation? Is your tax structure optimised for efficiency? As we approach the end of the …