Emergency savings gap
A “rainy day fund” is now an urgent necessity The financial resilience of households across the UK is under intense scrutiny as new data reveals a startling lack of a …
Don’t leave it to chance
Why having a Will is an essential part of your financial plans New research reveals that a startling number of UK adults over 55 lack a valid Will, potentially leaving …
Counting pay days: Are you ready for retirement?
Many UK workers overestimate the number of pay days remaining until Latest findings show that around 9 million UK workers have no idea how many pay days remain before they …
Generating a regular income from your investments
A straightforward guide to making your portfolio work for you Investing for income is a strategy that helps your money work harder for you over time. This approach can supplement …
Why have gold and commodity prices been climbing?
Understanding the market forces driving up the cost of raw materials You may have noticed that everything seems a little more expensive lately. While the price of your weekly shop …
Are your trusts in safe hands?
Understanding the importance of trusts in financial planning Trusts are a cornerstone of effective financial planning, providing a secure way to protect wealth, support loved ones, and manage the transfer …
Investing an inheritance
Making informed decisions to secure your financial future Receiving an inheritance can be a life-changing moment, often accompanied by a mix of emotions. While it may provide financial security or …
Securing your family’s financial future
Start the conversation: Why financial planning with older relatives matters Discussing finances with older relatives can feel daunting, yet it’s a vital conversation for everyone involved. Many families avoid these …
Long-term care – how to plan for your future
Securing your financial wellbeing in later life starts with early preparation Thinking about care in your later years may seem premature, especially if you are currently fit and healthy. However, …
The self-employed pension gap
Are you sleepwalking into a crisis? Some freelancers are neglecting their financial future, according to new research: nearly two-thirds of self-employed and freelancers are failing to save enough for retirement[1]. …