Planning for the future of your wealth
How to integrate emotional, financial and practical dimensions When it comes to your legacy, wealth transfer planning extends beyond the numbers. It’s not just about crafting a strategy for minimising …
Making the most of a lump sum windfall
Much will depend significantly on your goals, needs and long-term aspirations Receiving a substantial lump sum of money – whether from the sale of a property, a business, an inheritance …
Pension funds and the path to net zero
Survey pinpoints several barriers threatening pension funds’ progress Sixty-five per cent of pension funds recently surveyed by the Pensions and Lifetime Savings Association (PLSA) have established a commitment to achieving …
Planning for your dream retirement
Whether that’s adventure, relaxation or simply a slower pace of life Many of us eagerly await the day we can step away from work for good, envisioning a time filled …
Investing isn’t a one-size-fits-all approach
Why timing the market could be holding you back Are you considering delaying your next investment until the market drops? It’s a common notion, particularly among new or even experienced …
Practical financial planning for busy mums
The road to robust financial health, even when you’re juggling the demands of family life Motherhood comes with countless responsibilities, so it’s no surprise that long-term financial planning often gets …
How to boost your chances of early retirement
Maintaining a strong commitment to your long-term goals Early retirement is an ambitious but attainable goal, provided you adopt the right and disciplined approach to your finances. At the heart …
Pensioners set for income boost, but watch out for the tax trap
Could you lose out on tax-free allowances for other income? Many pensioners will enjoy another uplift in their State Pension income next financial year. From 6 April 2025, the State …
Financial planning in your 70s
Striking the balance between living comfortably and preparing for unpredictable eventualities Entering your 70s is a significant milestone, a time to fully enjoy the fruits of your hard work and …
From crisis to resilience
Building a solid financial plan The financial crisis of over a decade ago shaped global markets. They faltered and stumbled but then bounced back with surprising speed. This resilience was …