Professional recognition is not a substitute for good financial advice, but it can provide useful independent context about an adviser’s work, contribution and professional development. In 2026, Chris Hopkins has …
Your income supports your lifestyle, your home and the people who depend on you. However, many people do not know what financial support would be available if they died, became …
Life insurance is one of those subjects that many people know they should consider but often put off. Nobody particularly enjoys thinking about what might happen if they were no …
Most people insure their home, car and mobile phone. However, fewer people consider how they would manage financially if they were diagnosed with a serious illness. A major medical diagnosis …
Your income pays for almost everything else in your life: your home, food, utilities, travel, family costs, savings and pension contributions. Yet while many people insure their possessions, their income …
A plain-English guide to working out whether your pensions, savings and income can support the life you want. Introduction Retirement is one of the biggest financial decisions most people make. …
A practical guide for people with several workplace or personal pensions who want clarity, confidence and a plan. Introduction Changing jobs, moving house or simply putting paperwork in a drawer …
A guide to protecting your income, family and business when you do not have employer sick pay. Introduction When you are self-employed, your income often depends on your ability to …
Most financial plans rely on one thing happening every month: income arrives. Your mortgage or rent, bills, food, childcare, savings and pension contributions all depend on money coming in. Income …
A focused guide for people in Aberdare and South Wales who want help with old pensions, retirement planning and pension decisions. Pensions can feel complicated because they involve rules, tax, …