Financial News & Insights | Abram Partnership
Over £31.1 billion of pension assets held in lost pots
Why bringing your pensions together could simplify your retirement In today’s working world, it is increasingly common for people to change jobs multiple times throughout their careers. While each new …
When planning becomes an act of love
Preparing for tomorrow starts with a conversation today Most of us understand the importance of planning for the future. Yet some of the conversations that matter most, about ageing, loss …
Earning returns on your returns
How compound growth can turn small savings into a significant amount Many people assume that building meaningful wealth requires large sums of money from the outset. In reality, one of …
Building financial security across three generations
Ensure your financial plans support not only your future but also the generations that follow In an era of rising living costs, longer lifespans and increasing tax pressures, many UK …
Why more families are losing wealth to Inheritance Tax and how to avoid it
Data shows families are paying unnecessary tax without planning ahead Planning for your death is unlikely to be a cheery task to tick off your to-do list, but as the …
Can I afford to retire
A plain-English guide to working out whether your pensions, savings and income can support the life you want. Introduction Retirement is one of the biggest financial decisions most people make. …
I have old pensions – what should I do with them?
A practical guide for people with several workplace or personal pensions who want clarity, confidence and a plan. Introduction Changing jobs, moving house or simply putting paperwork in a drawer …
What happens if I’m self-employed and can’t work?
A guide to protecting your income, family and business when you do not have employer sick pay. Introduction When you are self-employed, your income often depends on your ability to …
Do I need income protection?
Most financial plans rely on one thing happening every month: income arrives. Your mortgage or rent, bills, food, childcare, savings and pension contributions all depend on money coming in. Income …
Pension adviser Aberdare – how local pension advice can help
A focused guide for people in Aberdare and South Wales who want help with old pensions, retirement planning and pension decisions. Pensions can feel complicated because they involve rules, tax, …
Financial adviser near me – what should I look for?
A local guide for people searching for trusted financial advice in Aberdare, Cardiff and South Wales. Introduction Searching for a ‘financial adviser near me’ can bring up a long list …
Making the most of the new tax year
Give your investments a head start and future-proof your finances The new tax year brings a fresh £20,000 Individual Savings Account (ISA) allowance for each individual, giving couples the potential …