Abram Partnership

Individual Saving Accounts

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An ISA is not itself an investment – it is a flexible ‘wrapper’ under which a wide range of investments can be made, and the proceeds free of capital gains or income tax.

In times like these, every penny counts. Interest rates are at historic lows and rising inflation can erode our buying power. But one way to mitigate these effects is to shield savings from tax by investing through an Individual Savings Account (ISA)

An ISA is not itself an investment – it is a flexible ‘wrapper’ under which a wide range of investments can be made, and the proceeds free of capital gains or income tax. You can choose from two types of ISA – Stock & Shares ISAs (shares, bonds, or funds based on shares or bonds) and Cash ISAs. Stocks & Shares ISAs are also known as Equity ISAs.

This 2015/16 tax year you can shelter up to £15,240 from tax by investing in an ISA. To discuss how we could help you save tax and make more of your ISA investments, please contact us.

Our services

  • Investments


    As independent financial advisers we can provide investment solutions to help you achieve your goals and objectives.

  • Retirement Planning


    We use in depth cash flow analysis/modelling to help you plan and shape your retirement based on your individual circumstances

  • Tax
    Planning


    We can advise on strategies to mitigate tax for both businesses and personal clients.

  • Protection


    One of the foundations of financial planning is protection to ensure you and your family are financially secure in the event of your death, disability or serious illness.

  • Mortgage & Insurance


    Buying your first home, moving to a new house or re-mortgaging? We are happy to advise you on mortgage solutions that suit your needs