Latest news

Enhancing retirement through lump sum contributions

30 April 2024

Contributing additional amounts to your pension stands to benefit you significantly in the long term Recent research findings have brought to light a striking observation: fewer than 10% of adults …

Read More

Britons procrastinate on making a Will

30 April 2024

Research identifies that over half of adults do not have a Will Recent research has uncovered that a staggering 51% of adults in the UK have neither penned a Will …

Read More

Prudence of perseverance in investing

30 April 2024

Maintaining an investment stance centred on the potential for long-term growth For investors, the perennial question of whether to ‘stick or twist’ with their current investments or pivot towards the …

Read More

Costs of later-life care

30 April 2024

Establishing a thorough wealth strategy is key to ensuring financial readiness The financial implications of care in later life are often underestimated, leaving many unprepared for the substantial costs associated …

Read More

Changes to Individual Savings Accounts in 2024

30 April 2024

Why savers and investors now have a more flexible approach Individual Savings Accounts (ISAs) offer a versatile and tax-efficient way to save for the future, whether for yourself, your children …

Read More

Enhancing pension contributions for a brighter future

30 April 2024

New tax year, new you? Maximise your pension savings this new tax year As we embark on the new tax year, it presents an opportune moment to review your pension …

Read More

Navigating Inheritance Tax

30 April 2024

How to pass on assets to the next generation to secure their future for tomorrow Inheritance Tax (IHT) represents a significant consideration for anyone looking to pass on assets to …

Read More

Rising trend of unretirement

30 April 2024

14% of those aged over 55 have found themselves re-entering the workforce In recent times, a significant portion of retirees, specifically 14% of those aged over 55, have found themselves …

Read More

Latest Guides

Cost of
Living Crisis

How you can keep the cost of bills down while inflation is high

 

Estate
Preservation

What will your legacy

look like?

 

Latest Newsletter

Smart Money Newsletter – Sept/Oct 2023

September 20, 2023

HOW BONDS’ STRUCTURE AND TAX ADVANTAGES CAN HELP YOU PASS ON WEALTH Welcome to our latest edition. In this issue, we look at investment bonds and explain how they offer …

Read More

Previous Newsletters

Smart Money Newsletter – Sept/Oct 2023

September 20, 2023

HOW BONDS’ STRUCTURE AND TAX ADVANTAGES CAN HELP YOU PASS ON WEALTH Welcome to our latest edition. In this issue, we look at investment bonds and explain how they offer …

Read More

eSmart Money Newsletter July/August 2023

July 15, 2023

KEY STEPS TO ACHIEVING A COMFORTABLE RETIREMENT Welcome to our latest edition. In this issue, a comfortable retirement is a common financial goal, and contributing to a pension is essential …

Read More

Smart Money Newsletter March/April 2023

March 30, 2023

MAKING THE RIGHT PREPARATION FOR FUTURE GENERATIONS Welcome to our latest edition. In this issue, financial planning can be a daunting and uncomfortable conversation for many, but thankfully attitudes towards …

Read More

Smart Money Newsletter January/February 2023

January 24, 2023

TAXING TIMES. TIME FOR A TAX HEALTH CHECK? Welcome to our latest edition. With the current tax year having begun on 6 April 2022, the clock is ticking and it …

Read More

Smart Money Newsletter November/December 2022

November 30, 2022

DON’T ABANDON PENSION CONTRIBUTIONS AS PRICES RISE Welcome to our latest edition. As the cost of living continues to soar, with inflation reaching a 40-year high, the impact on household …

Read More

Smart Money Newsletter September/October 2022

October 1, 2022

COST-OF-LIVING CRISIS DELAYS HOMEOWNERSHIP, HAVING CHILDREN AND RETIREMENT Welcome to our latest edition. Rising living costs have been so significant in recent months that most UK households will have noticed …

Read More

Useful Guides

Navigating the cost
of Living Crisis

How you can keep the cost of bills down while inflation is high

Estate
Preservation

What will your legacy

look like?

Building
Financial Wealth

Six tried and trusted principles
to help you reach your investment goals

Lasting Power
of Attorney

Giving someone the authority to help you make decisions

Financial
Protection

Preparing for the
unexpected

Pound Cost
Averaging

Smoothing out
Market Volatility

2021/22 Tax
Year-End Planning

Protect yourself, your family and your future

Managing and
Maximising your Wealth

Create a secure financial future for yourself and your family

Setting Financial
and Lifestyle Goals

Plan for tomorrow, live for
today

The State
Pension

What will I receive from the state for my retirement?

New Year
Investment Resolutions

Navigating the choices planning for the future brings

Self Invested Personal
Pension Schemes

A flexible, tax-efficient way of saving for your long term future

Building your
Financial Plan

Vision without action is merely a dream

 

Your options at
Retirement

How to turn your pension savings into an income for life

Investing in your
Children and Grandchildren

Turning growing pains into long-term gains

Guide to
Critical Illness Cover

Helping you focus on your recovery, not your finances

 

Inheritance Tax
Planning

The future can't be predicted but it can be protected

 

Portfolio
Diversification

Why you should spread your savings and investments

 

Six Principles
of Investing

Putting aside money for the future and getting it to work for you
 

Future of
Retirement

Clarifying your vision to determine the best course of action

 

Passing assets efficiently
to the Next Generation

What will your legacy look like?

 

 

Lifestyle
Protection

Protection your family's financial security for the future.
 

Pension
Consolidation

Today, new pension freedoms to decide how and when.

 

Investing for
life's journey

Planning for future wealth and a comfortable retirement

 

Individual Saving
Accounts

Use it or lose it! Don't miss out on this year's tax-efficient opportunity.
 

Designing your own
lifestyle plan

It's never too late to be what you might have been

 

End of
Tax Year

Keeping more of your money to enjoy, invest, save or pass on

 

6

Investment
Risk

When it comes to investing, one size definitely does not fit everyone 

7

Financial
Goals

How to create financial

goals you can actually

achieve 

8

A Child's
Future

How to ensure your children or grandchildren get the best financial start in life

9

Retirement Planning

How can I guarantee

the kind of

retirement I want?

10

Investing For
My Future

Your opportunities.

Your wealth.

Your legacy.

11

Pension Freedoms

How will you turn your pension into money you

can use? 

12

Life Insurance Protection

Suddenly we're having to think about things we haven't thought about before 

 

13

Income Protection Insurance

Would you still need

a monthly income if

you can't work? 

14

Critical Illness Cover

Don't let a life-changing moment disrupt your life and put a strain on your family