Latest Guides 

Financial Plan in 2023

Guide to Revisiting Your Financial Plan in 2023

By James Abram | January 17, 2023

HELPING YOU TO PUT THE FUTURE IN FOCUS Welcome to our ‘Guide to Revisiting your Financial Plan in 2023’. It’s the start of a new year so you might want …

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Individual Savings Accounts

Guide to Individual Savings Account

By James Abram | January 10, 2023

DON’T MISS THE 2022/23 ISA DEADLINE Time is running out to take advantage of this year’s Individual Savings Account (ISA) allowances. You get one ISA allowance per tax year. So …

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Capital Gains Tax

Guide to Minimising or Even Avoiding Capital Gains Tax Liabilities

By James Abram | January 3, 2023

GETTING ADVICE EARLY AND PLANNING AHEAD BEFORE YOU SELL AN ASSET.  If you plan to sell assets that have appreciated in value, such as real estate, stocks or bonds, it …

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Tax efficient legacy

Guide to Leaving a Tax Efficient Legacy

By James Abram | December 5, 2022

PASSING ASSETS TO THE NEXT GENERATION If you thought Inheritance Tax was just for extremely wealthy people to worry about, think again. Rising property prices have meant more estates than …

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Retirement Matters

Guide to Retirement Matters

By James Abram | December 2, 2022

TIME TO PAY YOUR PENSION SOME ATTENTION! Today, everything is different. Not only are we living longer, healthier and more active lives, most of us can now decide when, how, …

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Guide to Investing Principles

Guide to Investing Principles

By James Abram | November 28, 2022

10 FUNDAMENTALS YOU NEED FOR INVESTING SUCCESS Everyone has a different idea of what money means to them. Having a financial plan can help you get where you want to …

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Latest Newsletters

Smart Money Newsletter – Sept/Oct 2023

By James Abram | 20 September 2023

HOW BONDS’ STRUCTURE AND TAX ADVANTAGES CAN HELP YOU PASS ON WEALTH Welcome to our latest edition. In this issue, we look at investment bonds and explain how they offer …

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eSmart Money Newsletter July/August 2023

By James Abram | 15 July 2023

KEY STEPS TO ACHIEVING A COMFORTABLE RETIREMENT Welcome to our latest edition. In this issue, a comfortable retirement is a common financial goal, and contributing to a pension is essential …

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Smart Money Newsletter March/April 2023

By James Abram | 30 March 2023

MAKING THE RIGHT PREPARATION FOR FUTURE GENERATIONS Welcome to our latest edition. In this issue, financial planning can be a daunting and uncomfortable conversation for many, but thankfully attitudes towards …

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Smart Money Newsletter January/February 2023

By James Abram | 24 January 2023

TAXING TIMES. TIME FOR A TAX HEALTH CHECK? Welcome to our latest edition. With the current tax year having begun on 6 April 2022, the clock is ticking and it …

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Smart Money Newsletter November/December 2022

By James Abram | 30 November 2022

DON’T ABANDON PENSION CONTRIBUTIONS AS PRICES RISE Welcome to our latest edition. As the cost of living continues to soar, with inflation reaching a 40-year high, the impact on household …

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Smart Money Newsletter September/October 2022

By James Abram | 01 October 2022

COST-OF-LIVING CRISIS DELAYS HOMEOWNERSHIP, HAVING CHILDREN AND RETIREMENT Welcome to our latest edition. Rising living costs have been so significant in recent months that most UK households will have noticed …

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